Rates

Like most specialty providers, we do not participate in any insurance plans.

Benefits of Not Going Through Insurance for Therapy:

1. Greater Privacy and Confidentiality

Some insurance companies require therapists to submit detailed records, including diagnoses and session notes. This information becomes part of your permanent medical record. By choosing self-pay, you maintain full control over your personal information, ensuring your therapy remains confidential between you and your therapist. There’s no third-party involvement, reducing the risk of sensitive details being shared without your consent.

2. Increased Flexibility for Therapy

Insurance companies often limit the number of sessions they will cover, dictating the length and frequency of your therapy. They may also impose restrictions on the types of treatments covered, limiting your options. With self-pay, you and your therapist can decide a course of action that suits your needs without being constrained by insurance. This flexibility allows for a more personalized and effective therapy experience.

3. Freedom to Choose Your Own Therapist

When using insurance, you are often limited to a list of in-network providers. These providers may not specialize in the areas you need help with, or they may not be the right fit for you personally. Self-pay gives you the freedom to choose any therapist, regardless of their affiliation with insurance networks. This means you can select a therapist whose expertise and approach align with your needs, ensuring you receive relief faster and without barriers.

4. No Labels. No Diagnosis.

To receive insurance coverage for therapy, a diagnosis is required. This means that even if you’re seeking therapy for personal growth or non-clinical issues, you’ll need to be labeled with a mental health diagnosis. Self-pay allows you to avoid unnecessary diagnostic labels that could impact your future in areas like employment (if a security clearance for your profession is required), life insurance, or disability coverage. You can seek help on your terms without having a diagnosis define you.

5. More Control Over Your Therapy

Insurance companies often require therapists to justify the need for ongoing sessions, which can result in interruptions to your treatment. Self-pay removes this barrier, giving you complete control over the duration and scope of your therapy. You and your therapist can decide together when you’ve reached your goals, without external pressure to end treatment before you feel ready.

6. Predictable Costs

While self-pay may seem more expensive upfront, it can actually be more predictable. Many insurance plans come with high deductibles, co-pays, and other hidden costs that can add up over time. With self-pay, you know exactly what each session will cost, allowing you to budget accordingly.

7. Faster Access to Therapy

Depending on the provider, insurance approval may take time, delaying your access to much-needed therapy. With self-pay, you can often begin therapy immediately, without waiting for authorization or navigating the complexities of insurance policies. This can be crucial when you want relief as soon as possible.